Why use a DCA investment simulator?
WhatIfInvested.com is a free, interactive investment simulator that helps you visualize the power of dollar-cost averaging (DCA)—a strategy where you invest consistent amounts at regular intervals. Using historical data from major cryptocurrencies, stocks, and ETFs, you can explore how your portfolio would have performed over time.
Whether you're analyzing investments in Bitcoin, Ethereum, Apple, SPY, or Tesla, this tool shows how timing and consistency affect long-term returns. You can easily compare final portfolio value, total gains, and ROI (%).
The simulator is 100% free, mobile-friendly, and intuitive to use on any device. Switch between line or bar charts, view results in dollars or percentages, and simulate investment growth with just a few clicks.
Try it now and answer the question: What if you had invested $100 every month in your favorite asset since 2020?
Key features
- Simulate DCA strategies across up to 5 assets
- Access historical data for crypto, stocks, and ETFs
- Flexible contribution frequencies: weekly, monthly, annually
- Clean charts with toggle options: bar vs line, $ vs %
- Dark mode and responsive design included
Perfect for new investors, students, and long-term planners who want to backtest strategies and build financial confidence.