📊Simulation Results
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🗂️Detailed Comparison
| Asset | Strategy | Invested ($) | Final Value | Gain | ROI |
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Saved Simulations
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Discover which strategy performs best in different market conditions. Use our data-backed comparison tool to explore the benefits and drawbacks of lump sum investing and dollar-cost averaging.
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| Asset | Strategy | Invested ($) | Final Value | Gain | ROI |
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WhatIfInvested.com is a free, interactive investment simulator that helps you visualize the power of dollar-cost averaging (DCA)—a strategy where you invest consistent amounts at regular intervals. Using historical data from major cryptocurrencies, stocks, and ETFs, you can explore how your portfolio would have performed over time.
Whether you're analyzing investments in Bitcoin, Ethereum, Apple, SPY, or Tesla, this tool shows how timing and consistency affect long-term returns. You can easily compare final portfolio value, total gains, and ROI (%).
The simulator is 100% free, mobile-friendly, and intuitive to use on any device. Switch between line or bar charts, view results in dollars or percentages, and simulate investment growth with just a few clicks.
Try it now and answer the question: What if you had invested $100 every month in your favorite asset since 2020?
Perfect for new investors, students, and long-term planners who want to backtest strategies and build financial confidence.
Lump Sum Investing means investing your full amount at once. It has higher risk, but can benefit more during bull markets.
Dollar-Cost Averaging (DCA) means spreading your investments over time. This reduces volatility risk and is ideal during uncertain markets.
Use our interactive simulator to test your own investment strategies,
or learn more about our data on the methodology page.