Investment Simulator — What if you had invested?
Free Investment Simulator — Compare DCA vs Lump Sum
Use our free investment simulator to compare DCA vs Lump Sum on real historical data for Bitcoin, Tesla, the S&P 500, and ETFs. Visualize ROI instantly — no login.
Educational tool. Not financial advice.
How it works
Pick dates
Choose start/end dates for backtests.
Select strategy
Test Lump Sum or DCA with your frequency.
Compare returns
See final value, ROI, and performance chart.
Why use this simulator?
Real data
Based on actual market history. No guesswork, only facts.
Visual results
Clear charts to compare strategies across time.
Free simulation
Use the simulator without signup. Quick and easy.
Why an investment simulator matters (DCA vs Lump Sum)
Historical backtesting can reveal surprising trends. With WhatIfInvested, analyze how crypto, stocks, or ETFs have performed over time. Compare lump sum investing (all at once) to dollar‑cost averaging (smaller amounts over time) to understand risk, volatility, and long‑term outcomes.
The simulator doesn’t provide financial advice, but it helps you learn from market history and prepare smarter strategies for the future.
Start with our free investment simulator, or explore the DCA calculator. When you’re ready to go deeper, unlock multi‑portfolio analysis with Premium.
Frequently asked questions
Is the simulator free?
Yes. The core features are free. Premium unlocks multi‑portfolio comparisons, custom weights, rebalancing, fees, and export.
Do I need an account?
No login required; your inputs stay in your browser unless you choose to save them.
Is this financial advice?
No. The simulator is for educational purposes and should not be considered investment advice.
Ready to simulate your investment?
📈 Start Simulating NowPrefer to compare plans? Visit our pricing.
Built for trust
Privacy‑first, transparent, and easy to verify.
Privacy‑first
No login required for the core simulator.
Data you can export
CSV & PDF exports for your own analysis.
Clear methodology
Backtests based on historical market data.
Secure by default
HTTPS/TLS and modern best practices.
What users say
Replace these examples with real testimonials from your users.