Our story
WhatIfInvested began as a simple question: “What if I had invested back then?” We turned that curiosity into a clear, interactive simulator where anyone can backtest decisions on Bitcoin, Apple, Tesla or index trackers like the S&P 500.
About WhatIfInvested
We built WhatIfInvested to help everyone—from beginners to seasoned investors—understand the power of investing using real historical data.
Mission & values
Clarity over hype
Simple visuals and plain language to compare strategies like DCA and Lump Sum without jargon.
Privacy‑first
The core simulator works without an account; your inputs stay in your browser.
Transparency
We explain how results are calculated and link to our methodology so you can verify assumptions.
Education‑first
Backtesting is not advice; we focus on learning from market history and building discipline.
How it works
The simulator compares Lump Sum vs Dollar‑Cost Averaging (DCA) by applying your dates, amounts and frequency to historical price data. We use reputable providers (e.g., CoinGecko for crypto and major finance data providers for equities/ETFs). Minor differences may occur due to vendor feeds, time zones or corporate actions.
Learn more in the methodology and FAQ.
Who we are
WhatIfInvested is an independent project led by a solo developer passionate about finance and education. The goal is to make quality investing insights accessible to everyone — without gatekeeping.
Privacy & security
We keep things simple and safe. For the free simulator, your inputs stay in your browser. If you choose to subscribe, we store only what’s necessary (like your email) to manage your account. For details, see our Privacy Policy.