Investment Simulator (Free) — Compare DCA vs Lump Sum | WhatIfInvested

Interactive Investment Simulator

Simulate what would have happened if you invested in crypto, stocks, or ETFs on a past date. Compare DCA vs Lump Sum and visualize ROI with real historical data.

Educational tool — not financial advice.

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Frequently asked questions

How does DCA differ from Lump Sum?
Lump Sum invests the full amount at once; DCA spreads purchases over time to reduce timing risk. The simulator lets you compare outcomes on historical data.
Is the simulator free?
Yes. The core simulator is free and runs in your browser — no login. Premium unlocks multi‑portfolio, custom weights, rebalancing, fees, advanced charts and CSV/PDF exports.
Where does the data come from?
We use reputable providers (e.g., CoinGecko for crypto and major finance data sources for equities/ETFs). Minor discrepancies may occur based on vendors and corporate actions.

Learn more

Curious about our approach? Read the methodology or explore the blog.

Recommended reading & platforms

Optional picks to deepen your understanding. Some links are affiliate; we may earn a commission.

Platform (Canada): Wealthsimple

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