Simulate what would have happened if you invested in crypto, stocks, or ETFs on a specific date in the past. Compare lump sum vs DCA strategies and visualize your returns over time with real historical data.
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| Asset | Strategy | Invested ($) | Final Value | Gain | ROI |
|---|
| Name | Saved At | Action |
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WhatIfInvested.com now offers two versions:
➤ The Free version is perfect for quick, simple
strategy back-testing.
➤ Upgrade to Premium for professional-grade tools and
in-depth analysis.
Ready to get started? Try the Free simulator now, or discover Premium for even more power!
Dollar-Cost Averaging (DCA) means investing a fixed amount regularly (daily, weekly, monthly…), which smooths out volatility. A Lump Sum invests your entire amount at once. Our simulator lets you compare both strategies side-by-side.
Premium unlocks:
In Premium, click “+” to add up to four portfolios. Rename each tab by double-clicking its label. Under each, use “Add Asset” to choose tickers, then enter a percentage weight (total = 100 %).
Yes—select any ticker (e.g. SPY, QQQ, BTCUSD) from the “Add Benchmark” dropdown. We’ll run the same DCA or Lump Sum on that benchmark and plot it alongside your portfolios.
- Save Scenario opens a prompt to name and store up to 5 scenarios in your browser.
- Export CSV downloads a spreadsheet of asset-level results.
- Download Chart or “Export” button lets you grab PDF/PNG of all result cards.
We fetch daily close prices from:
Yes, the core simulator is 100% free—no account, no subscription. If you want to unlock Premium features (multi-portfolio, auto-rebalance, saves, exports), you can upgrade on our Pricing & Plans page for a one-time fee.
Curious about how the simulator works? Check out our methodology page.
Or read practical examples on our investment blog.