📊Simulation Results
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🗂️Detailed Comparison
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Saved Simulations
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Simulate what would have happened if you invested in crypto, stocks, or ETFs on a specific date in the past. Compare lump sum vs DCA strategies and visualize your returns over time with real historical data.
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WhatIfInvested.com is a free, interactive investment simulator that helps you visualize the power of dollar-cost averaging (DCA)—a strategy where you invest consistent amounts at regular intervals. Using historical data from major cryptocurrencies, stocks, and ETFs, you can explore how your portfolio would have performed over time.
Whether you're analyzing investments in Bitcoin, Ethereum, Apple, SPY, or Tesla, this tool shows how timing and consistency affect long-term returns. You can easily compare final portfolio value, total gains, and ROI (%).
The simulator is 100% free, mobile-friendly, and intuitive to use on any device. Switch between line or bar charts, view results in dollars or percentages, and simulate investment growth with just a few clicks.
Try it now and answer the question: What if you had invested $100 every month in your favorite asset since 2020?
Perfect for new investors, students, and long-term planners who want to backtest strategies and build financial confidence.
DCA is a strategy where you invest a fixed amount regularly over time, reducing the impact of market volatility. It’s commonly used to mitigate the risk of investing a large amount all at once.
We use historical price data from reliable public APIs and financial databases, including CoinGecko for crypto and Yahoo Finance for stocks and ETFs.
Yes, it’s 100% free to use. No account or subscription required.
Curious about how the simulator works? Check out our methodology page.
Or read practical examples on our investment blog.